Property Worx emergency restoration crew responding to a Toronto property loss

Emergency Restoration in Toronto

A flooded basement at 2 a.m., a kitchen fire, a ceiling coming down after a storm. Call once and it is handled. We extract, board up, dry, document and rebuild, and we bill your insurer directly.

24/7 live answer, crews dispatched around the clockIICRC certified firmHCRA licensed builderWe bill your insurer

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If water is still running, close the nearest shut off valve or the main by the water meter if it is safe to reach. If there has been a fire, stay out until the fire department clears the building. Then call us.

One Emergency Restoration Company for Toronto, First Call to Final Coat of Paint

Search for emergency restoration in Toronto and a lot of what ranks is a call centre. A dispatcher takes your details, sells the job to whoever picks it up, and you meet the actual contractor for the first time when the truck arrives. Property Worx is a full service emergency property restoration company, and the crew that answers your loss works for us. Our project managers run losses across Toronto every week, from Etobicoke to Scarborough, and one PM owns your file from the first hour to the last walkthrough.

Toronto housing punishes slow, generic restoration. A century semi in Riverdale hides water inside plaster walls and drains through hundred year old clay pipes. A postwar North York bungalow wicks it through the subfloor into finished basement rooms. A condo leak crosses three units and two insurance policies before anyone finds the source. We work in all of it, and we document everything before we open a single wall.

  • ✓24/7 emergency response for water, fire, storm and mold losses, with board up and tarping when the building is open
  • ✓iGuide 3D scan and moisture map before demolition, so your claim is documented properly
  • ✓Xactimate scope sent to your adjuster, and we invoice the insurer for approved work
  • ✓The same company rebuilds after cleanup, because we are an HCRA licensed builder
IICRC Certified FirmIICRC Certified FirmRestoration to IICRC standards, verified with daily readings

The Property Emergencies We Answer Most in Toronto

Toronto mixes some of the oldest housing stock in the country with storms that keep breaking records. The July 2013 storm flooded thousands of basements in one evening, and July 2024 did it again, with the DVP underwater and roughly a billion dollars in insured damage across the city. These are the calls that follow.

Basement flooding and sewer backup

Much of old Toronto still runs on combined sewers that carry stormwater and sewage in the same pipe. When a cloudburst overwhelms them, the surcharge comes up through the lowest drain in the house. This is contaminated water and it needs proper extraction and disinfection, not a wet vac and a fan.

Burst and frozen pipes

Supply lines in uninsulated exterior walls, radiator pipes in century homes and garage ceiling runs all freeze in a January snap. A small split can push hundreds of litres an hour into finished space, and in a semi it does not stay on your side of the wall.

Kitchen and electrical fires

Cooking is the top cause of Toronto house fires, and aging wiring in older houses adds its own risk. Even a small fire means smoke residue through the whole HVAC system, and the water used to put it out starts a second loss the moment the trucks leave.

Wind and storm damage

Downbursts strip shingles, drop limbs through roofs and drive rain into wall cavities. The December 2013 ice storm left parts of the city dark for days and taught a lot of homeowners what a failed sump pump does. We tarp, board up and secure the envelope first, then dry what got wet.

Appliance and condo unit leaks

Washing machine hoses, dishwasher lines and water heaters fail without drama, and in a condo one burst line can damage three units and the corridor before anyone traces the source. We listed the usual suspects in common appliance leaks that cause water damage.

Mold after a slow or missed leak

Mold needs about 24 to 48 hours on wet material to get going. A leak behind a wall in a rental or an under used room can run for weeks first. Our remediation crew removes it under containment, and we fix the moisture problem that fed it, or it comes straight back.

Every Emergency Restoration Service, One Accountable Crew

Whatever the loss, the file stays in one place. No handoffs between a mitigation company, a claims consultant and a rebuild contractor who have never met.

Water Damage Restoration

Extraction, structural drying and daily moisture readings until the numbers hit target, for everything from burst pipes to sewer backups.

  • Truck mounted and submersible extraction
  • Thermal imaging to find hidden moisture
  • Contents packout and drying

Water damage restoration →

Fire and Smoke Damage

Board up, smoke and soot removal, odour treatment and structural repairs after a fire, including the water damage left by suppression.

  • Emergency board up and securing
  • Soot and odour remediation
  • Full reconstruction after cleanup

Fire and smoke restoration →

Wind and Storm Damage

Tarping, board up and water mitigation when wind, hail or fallen trees open the building envelope, then permanent repairs.

  • Emergency tarping and board up
  • Tree and debris coordination
  • Roof and envelope repairs

Storm damage restoration →

Mold Removal

Containment, HEPA filtration and removal of contaminated materials, plus fixing the moisture source so it does not return.

  • Containment and negative air
  • Third party clearance available
  • Moisture source correction

Mold removal and remediation →

Insurance Claim Support

iGuide documentation, Xactimate scopes and direct communication with your adjuster, with CPPA certified appraisers on staff for valuation disputes.

  • Direct billing to your insurer
  • Scope reviews and negotiation
  • Contents valuation

Insurance claims support →

Demolition and Rebuild

Selective demolition, permits and full reconstruction by our own crews, because we are an HCRA licensed builder, not just a cleanup company.

  • Selective structural demolition
  • Insulation, drywall, flooring, trim
  • Upgrade options during the rebuild

Demolition and reconstruction →

Our Emergency Restoration Process in Toronto

One project manager owns your file from the first call to the last coat of paint.

1

Stabilize and secure

We stop the source, extract standing water, board up openings and make the property safe. The damage stops getting worse the hour we arrive.

2

Map and scan

Moisture meters and thermal imaging find every wet assembly. An iGuide 3D scan records the loss before we remove anything.

3

Clean and dry

Drying equipment sized to the space, soot and odour treatment after fires, all monitored daily. Equipment leaves when readings hit target, not on a fixed schedule.

4

Handle the claim

We write the Xactimate scope, send documentation to your adjuster and keep the approval moving so your file does not sit.

5

Rebuild

Insulation, drywall, flooring, trim and paint by our own crews. You get your home back finished, not just cleaned up.

Toronto Insurance Claims Are Won on Documentation

Here is the part most homeowners learn the hard way. In Ontario, sewer backup and overland water are usually separate endorsements on your policy, not automatic coverage, and after Toronto’s recent flood years many policies carry lower sub limits for exactly the loss you just had. Whether your claim gets paid often comes down to proving what the water source was and when it entered the home. Our guide on getting insurance to pay for water damage in Ontario walks through it step by step.

That is why we document before we demolish. The iGuide scan, thermal images and moisture logs establish the cause and extent of the loss, and the Xactimate estimate prices the repair in the same software your adjuster uses. Fewer disputes, faster approvals, and in most cases the only cheque you write is your deductible. You are also never required to use the contractor your insurer suggests. In Ontario the choice of restoration company is yours.

  • ✓Direct communication with your adjuster from day one
  • ✓CPPA certified appraisers on staff for valuation disputes
  • ✓Organized cost breakdowns your insurer can approve without back and forth

Every loss is scanned, measured and priced in Xactimate before demolition, so the claim is built on evidence, not memory.

Emergency Restoration Across Every Toronto Neighbourhood

From century semis in Riverdale and the Junction to postwar bungalows in North York and Scarborough to downtown condos, our crews are dispatched around the clock and work across the city every week.

Toronto

Crews dispatched 24/7

  • Downtown Core
  • The Annex
  • Riverdale
  • Leslieville
  • The Beaches
  • The Junction
  • High Park
  • Forest Hill
  • Rosedale
  • Midtown
  • East York
  • York

Toronto’s West and North

Dedicated local pages

West GTA and Halton

Home region, fastest response

Emergency Losses, Before and After

Real projects our crews secured, cleaned and rebuilt. Same company, start to finish.

House fire, from smoke damaged shell to finished home on one claim
Garage fire, secured the same night and rebuilt by our own crews

See the full project gallery

What Homeowners Say After the Emergency

5.0★★★★★from verified Google reviews
★★★★★

Property Worx did an amazing job on my home restoration with their water damage restoration services. The entire basement was flooded and they dealt with our insurance from A to Z which made the process very easy.

JCJessie CBasement flood and insurance claim
★★★★★

We used Property Worx when we had a flood. We had a very good experience from start to finish. They helped us negotiate thru the insurance process which was very helpful.

MBMargaret BrownFlood restoration
★★★★★

We had a flood in our basement and were feeling completely overwhelmed. Thankfully, we found Matt and his team. They responded quickly, arrived on time, and immediately took control of the situation.

LVLana VaisbrodBasement flood restoration
★★★★★

Matthew and his crew did a wonderful job. Very professional, punctual, attention to detail and we will recommend him.

DRDebbie RossRestoration project

Emergency Restoration in Toronto, Your Questions Answered Straight

How fast can you get to my Toronto home?

Our line is answered by a real person around the clock, and a crew is dispatched as soon as we hang up. How long the drive takes depends on where you are in the city and what the Gardiner or the DVP is doing at that hour, so instead of a slogan we give you a real arrival time on the phone and talk you through what to do until the truck pulls up. During a city wide storm, when every contractor in Toronto is booked at once, that honest ETA matters more than any promise.

Are you actually located in Toronto?

Our shop is on North Service Road in Burlington, and we are not going to pretend otherwise with a rented virtual office downtown. Our crews work losses across Toronto every week, from Etobicoke to Scarborough, and after the first hour what actually decides how your loss goes is who manages the file, how the drying is verified and how the claim is documented. That work travels with the crew, not the postal code.

What counts as a restoration emergency?

Anything where waiting makes the damage worse. Standing water, a burst pipe, sewer backup, a fire even after it is out, a roof opened by wind, or a ceiling holding water. If you are staring at one of those, call now. Water wicks higher and soaks deeper every hour, smoke residue etches surfaces within days, and mold starts on wet material within about 24 to 48 hours.

Do you handle condos and multi unit buildings?

Yes, and they are their own animal. One leak can involve your unit policy, a neighbour’s policy and the corporation’s insurance all at once, and the drying has to respect party walls and shared assemblies. We document which damage belongs to which policy, work with property managers and boards, and keep the paper trail clean so the units stop arguing about who pays for what.

Does insurance cover sewer backup in Toronto?

Only if your policy carries the sewer backup endorsement. It is an add on, not standard coverage, and after the 2013 and 2024 floods many Toronto policies also carry lower sub limits or higher deductibles for it. We document exactly where the water came from, because that one detail decides which coverage responds, and we tell you what your policy responds to before any uncovered work starts.

Do you bill my insurance company directly?

Yep. We write the estimate in Xactimate, deal with your adjuster ourselves, and invoice the insurer for the approved work. Nine times out of ten, the only cheque you write is your deductible.

Do I have to use the restoration company my insurer recommends?

No. In Ontario the choice of contractor is yours. Insurers often suggest a preferred vendor because it is convenient for them, but you are free to choose the company that works for you, and your coverage does not change because of it. We work with every major insurer and their adjusters already know our documentation.

What does emergency restoration cost in Toronto?

It depends entirely on what happened and how far it spread. As an anchor, a typical flooded basement lands around $15,000 in emergency services before the rebuild. You will have a written Xactimate scope in your hands before the big decisions get made, and on an insured loss the insurer pays the approved amount while you cover your deductible.

What should I do while I wait for the crew?

For water, shut it off at the source or at the main by the water meter, and kill power to the wet area at the panel before you step in. For fire, stay out until the fire department clears the building. Either way, move what matters to safe ground if you can do it safely, and photograph everything before you touch it. Your claim will thank you later.

Do you also do the rebuild?

We do, and that is the whole point of calling us instead of a cleanup only outfit. Property Worx is an HCRA licensed builder, so the people who dried or cleaned your home are the same people who put the insulation, drywall, flooring and trim back. One file, one project manager, nobody pointing fingers at the other contractor.

Damage does not wait for morning

Every hour the water sits or the smoke settles, the loss gets bigger and the claim gets harder. Call now and a crew starts moving, or send your number and we will ring you back within minutes.

877-757-3172 Open now, 24/7

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